Every year there are more than 30 million reported accidents. What’s more, accidents are actually the leading cause of death and disability for individuals aged 18-44. That’s why it’s so important to protect yourself with personal accident insurance. If an unexpected injury does happen, accident insurance can help cover your medical bills and related expenses. Our accident insurance plans can even help you replace lost income and pay every day bills.

What is Accident Insurance?

Accident insurance provides financial protection against unexpected accidents and injuries that traditional health insurance plans don’t usually cover. In the unfortunate event that an accident does happen, personal accident insurance can keep you on your feet by paying for medical care and out-of-pocket expenses.

Do I Need Accident Insurance?

Personal accident insurance is very necessary, even for the youngest of adults. Why? Because it’s often those in their 30s or 40s who take the largest financial hit from an unexpected accident since they often have families that depend on their monthly income. What’s more, accidents are the leading cause of death and disability for individuals aged 18-44.

What if I Already Have Health Insurance?

Even if you already have health insurance, it may not cover all of the medical bills and expenses that an unexpected accident can bring. Personal accident insurance is protection against the financial impact of an unexpected accident or injury.

What’s the Difference Between Accidental Death Insurance and Life Insurance?

Accidental death and dismemberment insurance (AD&D) is an add-on to a life insurance policy that provides benefits if the cause of death is an accident. Our certified agents can explain the differences between KeenanDirect’s life insurance and accident insurance policies to help you find the perfect plan.

How Much Does Accident Insurance Cost?

Personal accident insurance is very affordable. But costs aside, accident insurance brings peace of mind to you and your family, and that’s something that you just can’t put a price on.